Legislative bodies, their structure, and their procedures.
Test your knowledge with these top questions!
Before the Equal Credit Opportunity Act, what did many married women need for a credit card?
Many lenders ignored a wife's own earnings and counted only her husband's income.
Under the Equal Credit Opportunity Act, lenders cannot deny credit based on which status?
Lenders can still weigh income and payment history, but not whether an applicant is married, single, or divorced.
In which year did Congress pass the Equal Credit Opportunity Act for women's credit access?
Congress passed the act in 1974; later updates extended its protections to age and other traits.
Which practice did the 1974 Equal Credit Opportunity Act ban for lenders?
Before the law, many banks made a husband co-sign a wife's card or loan application.
In legislative procedure, what does a quorum mean?
A quorum is the minimum number of members who must be present for a legislature to act legally. The U.S. Constitution requires a majority of each House to constitute a quorum.